Terms
Simple rules for using Owed.
These terms explain the purpose and limits of the Owed inbox-recovery service.
Last updated September 13, 2026
What Owed provides
Owed helps identify possible recovery opportunities in your purchase-related email and can draft editable messages using your actual order information.
What Owed does not do
Owed does not guarantee savings, merchant approval, refunds, returns, credits or price adjustments. It does not automatically send messages, submit forms or cancel services.
Paid access
A verified payment is required before an inbox scan begins or results are displayed. One-time scans include seven days of dashboard access. Subscription terms are displayed before checkout.
Your responsibility
You are responsible for reviewing each opportunity, confirming order details and deciding whether to contact a merchant. Merchant terms and policies control eligibility.